Description: A contingency table is a set of counts or frequencies obtained by classifying observations in two or more different ways. Log-linear analysis is applied to disability terminations, linking them to variables such as sex, age, region and maximum benefit period. Application to risk classification and underwriting are outlines.

Description: The 2013 Individual Disability Income Valuation Table (2013 IDIVT) approved by the NAIC as the new statutory minimum reserve morbidity basis.

Description: Past problems with Association Group Disability Coverage inadequate pricing, contract deficiencies, less restrictive underwriting standards, lack of risk diversification Issue No. 38

Description: Panelists discuss trends for the group short-term disability STD industry, as well as issues of timely relevance to group STD actuaries. From the Record of the Society of Actuaries, Vol. 24, No. 2.

Description: A Discussion of why female mortality is higher than male mortality at higher ages.

Description: Panelists discuss the role of the valuation actuary in health insurance. From the Record of the Society of Actuaries, Vol. 24, No. 2.

Description: Panel discussion addresses recent developments in group long-term disability product design. From the Record of the Society of Actuaries, Vol. 25, No. 2.

Description: This paper looks at how smaller companies are expanding their operations in the disability income, accident and sickness field, what the problems and the expectations of satisfactory financial results are and how the Society can assist members in the constructive development of this business. A discussion of waiver of premium riders on life insurance policies was also discussed.

Description: This session from the 1984 SOA Toronto Meeting discusses unisex cost/non-smoker discounts, contingent benefits, indexed benefits, partial loss, guaranteed insurability, valuation standards and claim reserve estimation. From Record of the Society of Actuaries Vol. 10, No. 4A

Description: One of the first projects undertaken by Claim Analytics was to create a model to predict return to work for group insurance claimants with long term disabilities. This report, sponsored in part by the Society of Actuaries Health Section , is a case study on creating such a model.